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VERSION:2.0
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BEGIN:VEVENT
DTEND:20170119T233000Z
UID:6a9b5c3367337
DTSTAMP:20260904T170259Z
LOCATION:VPD 302
DESCRIPTION:<p>I use a field experiment in rural Kenya to study how temporary incentives to save impact long-run economic outcomes. Study participants randomly selected to receive large temporary interest rates on an individual bank account had significantly more income and assets 2.5 years after the interest rates expired. These changes are much larger than the short-run impacts on experimental bank account use and almost entirely driven by growth in entrepreneurship. In contrast\, temporary interest rates directed to joint bank accounts increased investment in household public goods and spousal consensus over finances. The short-run effects of modest unconditional cash payments were similar to those of the interest rates\, but the cash payments had no apparent long-run impact on economic outcomes.</p>

URL;VALUE=URI:https://static.usc.edu/events/persistent_power_behavioral_change_long-run_impacts_temporary_savings_subsidies_poor
SUMMARY: The Persistent Power of Behavioral Change: Long-Run Impacts of Temporary Savings Subsidies for the Poor
DTSTART:20170119T220000Z
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